Have you ever watched one of those shows on a cable TV business channel where they have the heads of the investment “experts” stacked up on the screen like the old “Partridge Family” sitcom? In the world of investing, the one thing that is more important than anything else is predictability. But, if you watch any of these shows, you’ll soon realize that there’s only one thing about what the experts say that is truly predictable—they always disagree. One expert will see the healthcare sector going up in value in the coming...
There’s a beautiful tune in what’s commonly called “The Great American Songbook entitled “What a Difference a Day Makes.” Dinah Washington had the original hit back in 1959; check it out on YouTube. Many other artists have covered the tune since then, including Rod Stewart. The lyric came to mind today as I was scanning some real estate headlines. Here’s what I saw: “California captures hot real-estate market list.” Granted, it’s been longer than a day, but I’m sure we all remember when...
A headline on the Business Insider article said it all: “The Era of Negative Interest Rates Has Begun.” The article went on to describe how the European Central Bank is starting to charge banks that park their funds at the ECB a -0.1 percent interest rate. The last time I checked, my mattress wasn’t even that cruel. We may look at that, note that it’s happening in Europe and ask, “Why should I care?” Later in the day I read another article that said many US bank account holders are paying a de facto negative interest rate for...
Savvy investors always know how their portfolios are performing. They constantly balance the risk with which they are comfortable with the rate of return they desire. These are the reasons why many successful investors over the last 20 years have teamed up with Evoque Lending to help achieve their goals. Our business model gives investors the information, control and yields they need to be comfortable and increase the return on their investment portfolios. One of the main points I want to make in this short article is how investors new to this strategy can...
A lot of our clients start their stories something like this: “I’ve gone to three lenders and each one of them led me to believe that they could give me a loan on the property I want to buy. Every time I spent about a month getting all the necessary information and having the property appraised and then at the end, they all said they couldn’t give me the loan. It’s a great property and a great price!” If you’re purchasing your first house, this scenario may be a little shocking. If you’ve been in the mortgage market...
