Ten Reasons to Consider a Hard Money Loan in California
If you’re seeking to overcome credit or income deficiencies in California while capitalizing on investment opportunities, it’s time to consider a hard money loan. This type of loan, offered by private lenders like Evoque Lending, provides a valuable resource for leveraging property equity and accessing quick financing. Hard money loans offer a flexible and efficient solution for real estate borrowers looking to maximize their returns. In this article, we will explore ten compelling reasons to consider a hard money loan from Evoque Lending to overcome...Read More
4 Loan Amortization Tips to Help Borrowers Pay Their Mortgage Off Quicker
On the surface, loan amortization is easy to understand. But the concept can also be incredibly nuanced depending on the details of your mortgage and what you are trying to accomplish. You will find a loan amortization schedule on your mortgage statement, and it will detail exactly where your payments are going each month. While it may appear set in stone, you can alter your amortization schedule at any time using simple techniques. Whether you want to lessen the amount of interest paid or reduce the term, below, we’ll go over four tips that can help you...Read More
Lending and California’s Usury Laws
Are you considering a hard money loan in California? If so, it’s essential to understand the implications of California’s usury laws. Usury laws regulate the maximum amount of interest that can be charged on loans, protecting borrowers from excessive interest rates. In this article, we will explore the relevance of California usury laws to individuals seeking hard money loans and explain how Evoque Lending can assist you in navigating these complexities. California Usury Laws: A Layer of Complexity California usury laws introduce an additional layer...Read More
Duties Under the Code of Ethics and Standards of Practice of the National Association of Realtors
The Preamble to the National Association of Realtors’ (NAR) Code of Ethics and Standards of Practice begins with: Under all is the land. Upon its wise utilization and widely allocated ownership depend the survival and growth of free institutions and of our civilization. [Realtors] should recognize that the interests of the nation and its citizens require the highest and best use of the land and the widest distribution of land ownership. They require the creation of adequate housing, the building of functioning cities, the development of productive industries and...Read More
