None of us likes to hear the word “no” when we ask for something and it’s especially painful when when the “no” comes after applying for a loan to make a major purchase, such as a home or investment property.

However, with more than 15 years in the lending business as a hard money lender in California, we have met many people who “won’t take ‘no’ for an answer,” and they merely look for another lender when they’ve been turned away by a bank or another conventional lender. You have to love their spirit and determination – it really pays off in the long run.

If this describes your situation, let me offer four tips to help you select the right lender to fund your loan and get your financial future moving forward.

1. Look for an experienced lender. When a lender has been in business in the same area for many years it proves that the lender knows the business and is able to meet customer requirements…repeatedly. At Evoque Lending, we’ve been helping borrowers since 1997. As you know, the financial world and the real estate world have experienced a lot of changes – as well as ups and downs – over that period of time. Our experience, professionalism and dedication have brought us through them all.

2. Find a lender who communicates well. There is nothing worse than “being in the dark” after you have submitted a loan application. If you’ve been turned down by a conventional lender, there’s a good chance you’ve experienced this. At Evoque Lending, we let you know exactly what’s happening and even better than that, we can give you a firm answer and fund your loan in as few as seven to 10 days.

3. Make sure your lender operates professionally and is licensed. You want to be treated in a completely professional manner. You deserve nothing less. That’s our approach to the business at Evoque Lending. We’re dedicated to the highest level of customer service and we believe you’ll feel that dedication when you work with us. Of course, we are licensed by all the proper agencies and that enables us to write 1st Trust Deeds for real estate in Los Angeles, Orange County, San Francisco and other areas in California. As a direct hard money lender, we make sure our compliance is in line with State and Federal requirements.

4. Find a lender with the flexibility to meet your needs. The story behind every property and every buyer is different and this means that there’s no single perfect loan for everyone. Depending on where you are in life, you might want a shorter or longer term loan. At Evoque Lending we want to work with you to make sure that the terms of your loan are ideally suited to support your success. That way everyone benefits and that’s always the outcome we want to see. Success engenders more success. And that, as Martha Stewart would say, is a good thing.

Read more on Los Angeles hard money lenders here.

I’m glad you’ve taken the time to read through these four tips and I would ask only one more thing. If you need a hard money loan for California real estate, give us a call so you can experience first-hand these four qualities.

You won’t be disappointed.

Bank Says NO! But Hard Money Lender California may say YES!