Hard Money California Can Fund Your Dream Home

We continue to see headlines in the real estate and financial pages of the newspaper –including the online editions and blogs – that highlight home sales.

Usually these articles talk about what is holding back sales. It seems that when an increase is posted one month, it gets taken back in the next month.

Writers generally round up the “usual suspects” when this happens and one of the recurring themes today is how difficult it is to qualify for a conventional loan. There are, of course, a variety of reasons for this, but let me point out one that few people seem to mention.

Big court awards

You may know that the federal government has been suing many banks over the collapse of the housing market back in 2007. It’s taken a long time for these cases to get through the courts, but it looks like the case against Bank of America is about to wind up.

I’ve seen articles reporting that the cost to Bank of America – when all the payments have been made – will be around $12 billion. To put this quite simply: that’s $12 billion that Bank of America can no longer use to make loans.

It’s more than a little ironic that penalties from the bad business practices that created the conventional mortgage problem in the first place may now themselves be hurting the conventional mortgage market.

Forbes talks about Hard Money California.

Stay above the fray

Sometimes the best idea is to avoid this mess entirely and that’s exactly what we’ve been doing at Evoque Lending for more than 15 years. As a Direct Hard Money Lender in California, we are here for you and will provide the most competitive hard money loan available in the marketplace today.

We continue to provide a simple, straightforward, fast and fair approach to financing the purchase of your dream home or investment property. By working with a strong network of private investors, our professional staff is able to quickly process your application and give you the answer you need in the time frame that you need it.

Evoque Lending has consistently funded loans that have hit road blocks with conventional lenders, such as Bank of America, and many others. We have helped many clients who thought they had everything in place, only to be disappointed many weeks later when their loan fell through.

In cases like these, the answer is often a short term loan that gets the buyer into the property and gives the family some breathing room. For this reason, when you work with Evoque Lending you’ll see that we are able to tailor the terms of your loan to best fit your specific situation.

Property value important

For us, a credit report means very little. We pride ourselves on providing bad credit loans. We understand how quickly financial situations are changing today. When your property has the right value, and you have the ability to make payments, we can usually get the deal done.

Further, we often work with real estate agents who need assistance to keep a solid deal moving forward. Over the years we have funded hundreds of first trust deeds in situations such as these throughout California and especially on Los Angeles real estate, Orange County real estate and property in the San Francisco area.

I offer this information so if you run into a problem with a conventional lender, you won’t give up on buying your property. You’ve put a lot of time and effort into finding a great piece of real estate, don’t let that effort go to waste. Give us a call or drop us an email and let’s see what your options are.

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California Hard Money Lender on Funding your Dream House