Hard Money Loans And The Big Investment Picture

We all like to feel as if we’re in control of our lives, whether it’s our personal lives or our professional lives. One important area where those two intersect is in our financial lives. To be able to keep our personal lives headed in the right direction, we need to exert strong control over our finances, and very often those financial resources are created by our professional lives. While so many investment vehicles seem to be careening out of control today – traditional security investments especially – many forward thinking and savvy investors are turning to...

Hard Money Lending Decisions

Anyone who has been around the real estate profession for any amount of time – even people buying their first homes – know that it can be one of those “hurry up and wait” type of experiences. Once a property is on the buyer’s radar and a purchase decision is made, then it’s time to get all the offer papers filled out and submitted to the seller. It’s easy to understand in today’s climate why this is so. Real estate agents know that a good piece of property can command multiple offers and often the first good offer to be submitted is the one that wins the day…or...

How California Hard Money Loans Benefit Buyers and Investors

To understand how hard money loans help Los Angeles, Orange County and California real estate buyers and investors, it’s a good idea to start out with some common situations that families and individuals in the Golden State find themselves in. So let’s describe a few scenarios. The self-employed Scenario #1: A small business owner has put together money for a down payment and has decided it’s time to stop throwing money away on rent and start building equity and a financial future for his family. He has found a property in Los Angeles that looks perfect. He...

Why Standing Behind Financial Advice is Important

Question: Would you eat in a restaurant if the owner wouldn’t eat there? You probably wouldn’t, and neither would I. It seems obvious that when restaurant owners don’t have the courage to eat in their own establishments, there must be something wrong. Further, I don’t think what I’m laying out here is rocket science – I would say that it’s just common sense. Why, then, I ask you, do so many investors allow themselves to be guided by financial advisors who don’t take their own investment advice? I was listening to a financial story on the radio the other day and...

How California Hard Money Lenders Help the Fight for Financial Security

Sometimes the “noise” of the day-to-day news cycle keeps us from seeing the bigger trends in life, and I think this truth applies to the financial world more directly than almost anywhere else. For example, when the economy takes a downturn, it seems obvious when it finally occurs and in retrospect all the signs were there, but we get so absorbed in the minor ups and downs that we don’t take time to step back and look at the big picture. One trend that I think few are reporting on is how people are beginning to take direct control of their personal finances and...