“You may not control all the events that happen to you, but you can decide not to be reduced by them.”
– Maya Angelou
We all prefer to be in charge of our lives. I think it is human nature. Most people do a pretty good job at this most of the time. But our world is so complex today, we can’t be in 100 percent control of everything that happens to us or fully control every aspect of our lives.
So you have to live with the fact that occasionally things happen to you that are beyond your control. What becomes important at this point is how you react to the things over which you have no control – because you always have control over that!
At Evoque Lending we meet a lot of prospective property buyers who have been turned away from the banks and conventional lenders when they applied for loans. Often the reason traces back to a single number on a credit report – their credit score. Just as often that number is lower than they would like for reasons that were beyond their control.
However, the people we see at Evoque Lending are refusing “to be reduced” by their credit scores. They want to be in control of their future and they understand that property ownership – especially California real estate – is perhaps the single best way to assure their long-term financial security.
Because we understand that you can’t reduce a person’s credit worthiness to a single number on a piece of paper, at Evoque Lending, we look deeper. We want to be sure of two things when we’re working with a potential borrower:
– There is enough equity in the property, and
– The borrower has the ability to meet his or her monthly obligations.
We have been able to help hundreds of our neighbors here in Los Angeles and Orange County – along with buyers in the San Francisco area – get the properties they want. Often these are the first homes for families; other times we help people with their residential real estate investment plans.
We are unlike banks in other ways. We don’t have a faceless loan committee that takes its own sweet time reviewing your application. Evoque Lending makes decisions in-house and quickly. We let our borrowers know within 24 hours if we’re going to be able to do the deal. We understand that this is a service industry and we’re here to serve people.
With that in mind, we’re also able to fund loans in seven to 10 days, so if you’ve been strung out by a bank or conventional lender, you’re going to be pleasantly surprised when you start working with Evoque Lending. There are other ways that we’re able to customize your loan and we’d appreciate the opportunity to give you more details.
If you or someone you know is having trouble getting a loan for Orange County real estate, Los Angeles real estate, or property in the San Francisco area, please give me a call or send me a quick email.
We would love to be able to help you move forward with your plans.