You Won’t Believe What Some Financial Advisors Can Do, Legally…

You know a situation is bad when the President of the United States has to get involved and that’s exactly what’s happening right now in the case of many investment advisors. What I’m about to say may sound like a mistake, but I guarantee you it’s true: The President has told the Department of Labor to draw up new rules that will make retirement financial advisors put the interests of their clients ahead of their own financial gain. If you thought that’s that way it is now with all investment advisors, you would be wrong. Currently if you go to financial...

Is Owning the Golden State Better than Owning Gold?

If you watch any regular broadcast or cable television programming – and with so much video streaming today that’s becoming less common – you can’t avoid the commercials touting gold as an investment. Further, if you’re a serious viewer of cable TV reality programming you may have one of the gold mining shows on your “to-watch” or “to – DVR” list. These programs and ads are interesting when considered together. You see, the reason gold has had value over the centuries is due to its scarcity. Yet the miners we watch on TV shows prove that people are quite...

Los Angeles Hard Money Lender – Really Smart Investing

Los Angeles Hard Money Wise Investments The fundamental goal of investing is to make the best return on your money given the level of safety that you require. Simple and smart, right? It would be great to meet this goal with an equally simple investment. The fewer things we need to worry about, monitor and manage, the better; it gives us more time to enjoy our lives and concentrate on the things we do well. The financial world has exploded with investment instruments and strategies over the last couple of decades. Today, even the average investor can easily get...

Why Would a Bank Not Loan To a Small Business Owner?

There’s a long list of things that will cause a conventional mortgage lender to refuse to lend you the money you need to purchase your dream home, ideal office building or refinance your property. I’ve always found it somewhat of a mystery that some very financially sound folks end up in that difficult and emotionally draining situation. The reasons people are turned down for loans can usually be traced back to a single number on a sheet of paper. For many, it’s a credit score. Often a prospective borrower’s score is low due to a piece of ancient financial...

Get Off the Winding Road and Head Straight to a Great ROI

Scanning the business section of USA Today recently, I was reminded of San Francisco’s Lombard Street. There’s a section of it that is affectionately known as “the crookedest street in the world.” If you drive down it – along with the hundreds of other tourists that navigate it every day of the year – you’ll find yourself heading north for a few yards before you suddenly change directions and end up pointing south. The software giant “So how do the business pages of USA Today mirror Lombard Street?” you ask. Fair question. Here’s how: One morning a headline...