Sometimes the “noise” of the day-to-day news cycle keeps us from seeing the bigger trends in life, and I think this truth applies to the financial world more directly than almost anywhere else. For example, when the economy takes a downturn, it seems obvious when it finally occurs and in retrospect all the signs were there, but we get so absorbed in the minor ups and downs that we don’t take time to step back and look at the big picture. One trend that I think few are reporting on is how people are beginning to take direct control of their personal finances and...
In the popular press today, almost every time you see the label “fixed income” it goes with a negative story – often about retired people trying to live on an income that’s basically fixed to the amount of social security they receive each month. However, in the investment world, enjoying a fixed income can be a huge bonus, especially considering how some other investment options today are delivering such unpredictable returns. Hard money loan ROI Of course, a fixed-income investment is only good if it offers an attractive rate of return, and that’s where hard...
Even the casual follower of economic news today has an idea of how interconnected the global economy is, and few stories are as important as those that deal with China. We’ve heard a lot about the economic woes of the Chinese economy, but you may not realize the direct impact they have on those of us who live in California, especially Southern California, Los Angeles and Orange County. Experts will tell you that we are in the middle of a very healthy real estate market, and it’s one that they say is likely to continue for several more years. One of the drivers...
