It used to be seen as completely insane to stuff the money you manage to save in your mattress. Why not put it in the bank and get some interest on it? As the saying goes, “That was then, this is now.” If you’ve studied the meager interest rates banks and savings and loans are paying on deposits, it can be very disheartening. The mattress is looking better every day. This is especially true if you look at the various fees you’re probably paying on your checking account in the very same financial institution where you have your savings. There’s a winner and a...