How to achieve financial success and security with a hard money loan

Every time we roll into a new year, the financial experts start looking into their crystal balls and make predictions about which investments will go up in price and which are likely to go down. I’m not going to sugar coat this, but the outlook for traditional investment instruments in 2016 looks gloomy. An Associated Press roundup of opinions on the CNBC website carried the headline, “Expect less and buy antacid: 2016 investment forecasts.” The article detailed how U.S. stocks, foreign stocks, and bonds were all likely to be dogs in 2016. I’ve scanned several...

Evoque Lending hard money loans: Busting borrower stereotypes!

Have you ever been stereotyped? We all hate it, don’t you agree? We hate it because people take one thing they know about us and then make all kinds of wrong assumptions about who we are and how we think. Our country has been fighting a battle against stereotyping people for many years and while we probably have a long way to go, I think we’ve made some progress. In many ways, I believe that when we stereotype people, we’re being lazy. It’s much easier to find out one thing about a person and then jump to a long list of conclusions, than it is to actually get to...

Tax Planning: The Advantages of First Trust Deed or ‘Hard Money Loan’ Investing

Do you have visions of sugarplums or visions of the taxman dancing in your head during this time of the year? This season is a time when we take stock of how our investments have done throughout the year and it’s especially important to consider how our retirement investments are performing. Even if you prefer to take a “hands off” approach to investing, you need to keep pretty close tabs on how things are shaping up for your retirement because when that day arrives you don’t get any “do overs.” If you have any doubts that you’ll have the funds retire, let me...

Don’t Get Caught in the Rental Trap

Home ownership is at a nearly 50-year low. That’s bad news for the economy as a whole, but it’s even worse news for those individuals who typically would be home owners, but for some reason they aren’t yet. Many of these folks are renting. The money that should be building their real estate equity is building equity for a landlord. This has a negative impact in both the short term and long term. A robust construction industry is vital to the health of our communities and when people aren’t buying houses, that hurts construction – even when those first-time...

How hard money investing can beat the conventional wisdom

What do you do when conventional investment wisdom stops working? The S&P 500 has always been one of the best indicators of the health of the stock market. It’s broadly based, so a good cross section of our economy is represented. For years, one of the most popular pieces of conventional investment wisdom recommended buying an index fund that reflected the makeup of the S&P 500. However, when you have a week like we did recently, when the S&P 500 plunged 4 percent, it’s time to re-evaluate the conventional wisdom. Man’s “wisdom” vs economic reality...