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In\u00a0both the investing and real estate worlds we talk a lot about assets. Usually it\u2019s pretty\u00a0easy to attach a dollar figure to those assets and those numbers in turn fit neatly into the\u00a0cells of an Excel spreadsheet.<\/p>\n
The most important asset we have in our lives, however, isn\u2019t so easily plugged into cut\u00a0and dry math calculations. I\u2019m talking about our time.<\/p>\n
I don\u2019t think I\u2019m wrong to say that time, in fact, is our most precious asset. The assets\u00a0that use dollar figures to measure can go up and down through the years. In a similar\u00a0way, the quantity of those assets that we own can increase or decrease.<\/p>\n
The amount of time that we \u201cown\u201d to do the things we want to do in life only goes down.\u00a0And, if we stop and think about it, that causes its value to constantly increase.<\/p>\n
I make this point in order to encourage you to consider the real value of your time.\u00a0Frankly, that\u2019s an exercise that too few of us ever do for ourselves, but if you take a few\u00a0moments to consider the value of your time, you will begin to invest it more wisely.<\/p>\n
When you listen to investment analysts, they stress the importance of constantly\u00a0monitoring your portfolio. A huge industry has popped up in recent years around online\u00a0analysis charts and systems that try to help us predict how various markets \u2013 stocks,\u00a0bonds, currency, metals, and commodities \u2013 will perform. I know people who spend\u00a0several hours each day studying these charts.<\/p>\n
One of the attributes I appreciate the most about investing in First Trust Deeds is the\u00a0ability to hold the investment without having to monitor its performance day in and day\u00a0out. Not only does the\u00a0investment<\/a>\u00a0yield a double-digit return, it also returns a huge\u00a0amount of your time, when compared with other popular investments.<\/p>\n Consider this for a moment: If you\u2019re spending time each week (maybe even every day)\u00a0monitoring investments, a First Trust Deed from Evoque Lending can return those hours\u00a0to you, which you can then\u00a0invest<\/a>\u00a0back into your life however you please.<\/p>\n You can use the time to do what you do best in your business or perhaps you will get the\u00a0biggest \u201creturn\u201d on those hours by spending more time with your family, or pursuing\u00a0your passion. And while we\u2019ve put the label \u201cdouble digit\u201d on the monetary return you\u2019ll\u00a0enjoy with a First Trust Deed, how can we put a price tag on the time you will get back?<\/p>\n Of course, you need to do your \u201cdue diligence\u201d before investing in First Trust Deeds, so\u00a0let me hit some high points here. First, Evoque Lending has been in this business for Los\u00a0Angeles, Orange County and San Francisco area real estate for more than 15 years. We\u00a0have a proven track record.<\/p>\n Further, there are two essential elements to providing you with the safety you need. The\u00a0first is the value of the property in relationship to the size of the First Trust Deed. We\u00a0typically provide our investors with loan to value ratios of 60 percent. Next, we make\u00a0certain that\u00a0borrowers<\/a>\u00a0are financially able to make monthly payments. When those two\u00a0critical elements are in place, investors get the level of safety they require.<\/p>\nAssuring your safety<\/strong><\/h2>\n