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Factors for Evaluating Whether a Loan is for a Business Purpose
Part 1 of 2 – Federal factors. Although lenders are perhaps more familiar with the regulations involved in making loans to consumers, it is important to keep in mind that different rules apply to business purpose loans secured by real property. The first … Read More…
Keeping Things Interesting – How Federal Interest Rates Work
To anyone who has ever had a credit card, borrowed money or deposited money in a savings account, you know firsthand how interest rates impact the amount of money you have at any given time. A somewhat complex system directs how interest rates … Read More…
All Hard Money Lenders Care About Is Equity
There is a huge misunderstanding by clients when they call thinking they can get a hard money loan just because they have equity. Sure, hard money lenders are mainly equity based lenders and lend base on the collateral’s equity position. The more equity … Read More…
Myth: Hard Money Lenders Are Predatory
Sure, there are some bad apples who overcharge clients and take advantage of special circumstances clients tend to find themselves in like getting a decline from their conventional lender three to four days before escrow has to close or having their home a … Read More…
Investing… As Old As Money Itself
US investors have many options today when they are deciding where to put their money. If you turn on the television you’ll see advertisements for all kinds of online brokerage services, banks and even companies that sell gold and silver. And because of … Read More…
Questions To Ask Your Lender
There are many factors that come into play when shopping for a mortgage. For some, their interest lies in the size of their monthly payments, however, from my experience I find that the majority look for the lowest interest rate. Now, for someone … Read More…
Putting The Home Loan Pieces Together
There aren’t too many endeavors in life where totally opposite strategies can be equally as sound. But consider these two approaches to real estate investing: – You can buy your home, live in it for decades, raise your family, and end up with a piece of … Read More…
Home Loans and YOUR Credibility
An old friend, on various occasions, was known to say, “I’ve been kicked out of better clubs than this before!” The line never failed to get at least a chuckle from someone within ear shot. Frankly, I don’t know if it was a true statement … Read More…
Your Personal Credit And Getting A Hard Money Loan
All too often, with accepted offer in hand, buyers and real estate agents are forced to play the waiting game while a conventional lender or bank goes through the process of final loan approval. Needless to say there are several differences between these … Read More…
How Hard Money Impacts Your Future
Sometimes the “noise” of the day-to-day news cycle keeps us from seeing the bigger trends in life, and I think this truth applies to the financial world more directly than almost anywhere else. For example, when the economy takes a downturn, it seems … Read More…
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