Ten Reasons to Consider a Hard Money Loan in California
If you’re seeking to overcome credit or income deficiencies in California while capitalizing on investment opportunities, it’s time to consider a hard money loan. This type of loan, offered by private lenders like Evoque Lending, provides a valuable resource for leveraging property equity and accessing quick financing. Hard money loans offer a flexible and efficient solution for real estate borrowers looking to maximize their returns. In this article, we will explore ten compelling reasons to consider a hard money loan from Evoque Lending to overcome...Read More
4 Loan Amortization Tips to Help Borrowers Pay Their Mortgage Off Quicker
On the surface, loan amortization is easy to understand. But the concept can also be incredibly nuanced depending on the details of your mortgage and what you are trying to accomplish. You will find a loan amortization schedule on your mortgage statement, and it will detail exactly where your payments are going each month. While it may appear set in stone, you can alter your amortization schedule at any time using simple techniques. Whether you want to lessen the amount of interest paid or reduce the term, below, we’ll go over four tips that can help you...Read More
Seasoned mortgage professionals know.
Even after 24 years in the mortgage industry (as of April 23, 2021), I found that I was still trying to improve upon my follow-up system. There are so many systems out there to choose from, so many suggestions and recommendations that all sound great, until of course you attempt to try them out for yourself. Some systems of course tend to work short term, but with others you painfully discover that they’re simply an all-out waste of time. Now, any seasoned mortgage professional knows that your biggest expense in this industry is undoubtedly leads, so it’s...Read More
Lending and California’s Usury Laws
Are you considering a hard money loan in California? If so, it’s essential to understand the implications of California’s usury laws. Usury laws regulate the maximum amount of interest that can be charged on loans, protecting borrowers from excessive interest rates. In this article, we will explore the relevance of California usury laws to individuals seeking hard money loans and explain how Evoque Lending can assist you in navigating these complexities. California Usury Laws: A Layer of Complexity California usury laws introduce an additional layer...Read More
