There aren\u2019t too many endeavors in life where totally opposite strategies can be equally\u00a0as sound. But consider these two approaches to real estate investing:<\/p>\n
–<\/strong>\u00a0You can buy your home, live in it for decades, raise your family, and end up with\u00a0a piece of real estate that has greatly appreciated in value over the years. And\u00a0during those years when its value is increasing, you\u2019re busy enjoying your life.\u00a0When the time is right, if you want, you can cash in on that value.<\/p>\n –<\/strong>\u00a0In the second approach, you purchase a property that needs a little work. You fix\u00a0it up and sell it as quickly as you can for a profit.<\/p>\n With real estate \u2013 and certainly with Los Angeles, Orange County, San Francisco and\u00a0California property in general \u2013 buying to live in and buying to \u201cflip\u201d are both strategies\u00a0that have worked well for hard working individuals and families. Further, while they take\u00a0different kinds of properties and require different skills and situations for the folks\u00a0involved, they both start with a purchase.<\/p>\n And sometimes that can be the most difficult step.<\/p>\n If you have found yourself running into dead ends while trying to get a loan to purchase\u00a0the right property for your plans, Evoque Lending can probably help you out. We see\u00a0prospective borrowers every day who have an excellent property in their sights, but\u00a0because of some old credit history, are unable to secure a bank loan.<\/p>\n However, we\u2019ve never met a credit report yet that makes mortgage payments \u2013 it\u2019s the\u00a0borrower who has to have the means to meet his or her monthly obligations. And frankly,\u00a0credit reports often don\u2019t reflect the ability of many prospective homebuyers to make\u00a0their monthly payments.<\/p>\n We understand that at Evoque Lending. That\u2019s why we don\u2019t base our judgment on that\u00a0credit report number. We look at the complete picture and the most important details in\u00a0that picture are the value of the property and the borrower\u2019s ability to make payments.\u00a0When those two pieces of the puzzle are in place, we can generally put together a First\u00a0Trust Deed that will make the purchase happen and fits the borrower\u2019s situation very\u00a0well.<\/p>\n Also, with our 15-plus years of experience, we know that time is very important for our\u00a0clients. When they come to us, they have often spent too many weeks (or months!)\u00a0dealing with a bank or conventional lender and they need to move quickly or they risk\u00a0losing the property they hope to buy.<\/p>\n That\u2019s why we do virtually everything in-house and have developed a system that can\u00a0give our clients the answer they want in 24 hours and funds their loans in seven to 10\u00a0days. Our commitment to our clients and desire to meet their needs is why we have many\u00a0repeat customers.<\/p>\n If anything I\u2019ve said here sounds like your situation, please take a few minutes to call us\u00a0or outline your situation in an email. We can get the process going and finally give you\u00a0the resolution you\u2019ve been looking for.<\/p>\n","protected":false},"excerpt":{"rendered":" There aren\u2019t too many endeavors in life where totally opposite strategies can be equally\u00a0as sound. But consider these two approaches to real estate investing: –\u00a0You can buy your home, live in it for decades, raise your family, and end up with\u00a0a piece of real estate that has greatly appreciated in value over the years. And\u00a0during […]<\/p>\n","protected":false},"author":1,"featured_media":2026,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,4,6,2,9],"tags":[3,10,5,20,7,18,8],"class_list":["post-1755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-borrow-money","category-general","category-invest-money","category-lending","category-submit-loan","tag-california-hard-money-lender","tag-california-real-estate","tag-hard-money-loans","tag-home-loan","tag-investing","tag-mortgage-broker","tag-real-estate"],"_links":{"self":[{"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/posts\/1755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/comments?post=1755"}],"version-history":[{"count":0,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/posts\/1755\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/media\/2026"}],"wp:attachment":[{"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/media?parent=1755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/categories?post=1755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/tags?post=1755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Getting started<\/strong><\/h2>\n
It\u2019s about people, not credit reports<\/strong><\/h2>\n
Experience and commitment<\/strong><\/h2>\n