An old friend, on various occasions, was known to say, \u201cI\u2019ve been kicked out of better\u00a0clubs than this before!\u201d<\/p>\n
The line never failed to get at least a chuckle from someone within ear shot. Frankly, I\u00a0don\u2019t know if it was a true statement for my friend, but the phrase often comes to mind\u00a0when a prospective borrower applies at Evoque Lending after having been turned down\u00a0for a loan from a \u201cconventional\u201d lender.<\/p>\n
Banks and other mortgage providers give the thumbs down to a lot of great people.\u00a0People, in fact, who pose very little risk for a loan. The problem is that these lenders\u00a0fixate on a couple of things, one of which is the magical credit rating number. Also, they\u00a0are often unable to really understand a borrower\u2019s financial situation.<\/p>\n
For example, sometimes borrowers can\u2019t show a long enough income history or\u00a0because they are small business owners, they (legally) find ways to reduce their income\u00a0for income tax filing purposes. However, if you look deep enough and ask the right\u00a0questions, you can see that the applicant does have the income to support the loan.<\/p>\n
Frankly, as we come out of a pretty difficult economic downturn, it seems like more\u00a0people than ever are having these kinds of problems. We think it\u2019s wiser to examine\u00a0current conditions and look toward the future than dwell on the past.<\/p>\n
I can easily prove my point. For more than 15 years Evoque Lending has been making\u00a0loans to borrowers who have been turned down by other lenders for loans on Los\u00a0Angeles, Orange County and San Francisco area real estate. If the folks who came\u00a0to us weren\u2019t financially able to handle their payments, we would have been out of\u00a0business years ago.<\/p>\n
Are you part of this group? Do you know that you have the ability to handle your\u00a0mortgage payments but couldn\u2019t convince a conventional lender? Please don\u2019t let the\u00a0initial bad news get you down. There\u2019s an excellent chance that Evoque Lending has\u00a0some good news waiting for you.<\/p>\n
Finding out is easy. We do virtually all the work in house, so there\u2019s no hanging around\u00a0for weeks just waiting to hear from a \u201chome office\u201d or \u201cloan committee.\u201d We can give our\u00a0borrowers answers in 24 hours and get loans funded and closed in seven to 10 days.<\/p>\n
We know that you\u2019re building your future and we\u2019re here to help. Whether you\u2019re looking\u00a0for a short-term bridge loan to get a purchase or a project moving forward, or need to\u00a0extend the term of your First Trust Deed for a longer period of time, we can make it\u00a0happen.<\/p>\n
Everyone\u2019s situation is different and our experienced crew of mortgage industry\u00a0professionals can tailor your loan to fit your requirements. The first, and most important\u00a0step is yours. Call us or outline your situation in an email. Once you do that we can get\u00a0moving and let you know exactly how Evoque Lending can help out.<\/p>\n
With California real estate, time is always critical when it comes to making purchases,\u00a0so please contact us today.<\/p>\n","protected":false},"excerpt":{"rendered":"
An old friend, on various occasions, was known to say, \u201cI\u2019ve been kicked out of better\u00a0clubs than this before!\u201d The line never failed to get at least a chuckle from someone within ear shot. Frankly, I\u00a0don\u2019t know if it was a true statement for my friend, but the phrase often comes to mind\u00a0when a prospective […]<\/p>\n","protected":false},"author":1,"featured_media":2025,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,4,2,9],"tags":[3,10,5,20,18,8],"class_list":["post-1754","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-borrow-money","category-general","category-lending","category-submit-loan","tag-california-hard-money-lender","tag-california-real-estate","tag-hard-money-loans","tag-home-loan","tag-mortgage-broker","tag-real-estate"],"_links":{"self":[{"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/posts\/1754","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/comments?post=1754"}],"version-history":[{"count":0,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/posts\/1754\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/media\/2025"}],"wp:attachment":[{"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/media?parent=1754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/categories?post=1754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evoquelending.com\/residential\/wp-json\/wp\/v2\/tags?post=1754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}